WHAT IS A PENSION TRANSFER?

Despite what you’ve heard, you can transfer your UK Pension to Australia and there can be significant financial benefits to be gained.

A UK pension transfer involves the lump sum transfer of a UK pension fund or funds into a complying QROPS superannuation fund in Australia.

Most UK pension funds can now be transferred. These include:

  • personal pension funds
  • company pension schemes (final salary or money purchase)
  • Additional Voluntary Contribution (AVCs) and Free Standing Additional Voluntary Contribution (FSAVCs)
  • contracted out funds
  • Plus many others

Your UK State Pension cannot be transferred to Australia as a lump sum and there are a few schemes whose trust deeds do not allow transfer. Generally speaking however, when your UK Fund is not in payment the fund cannot refuse your transfer request.


Start your transfer today – it’s easy! Or contact us for more information.


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